Give your homebased team in the Philippines real medical, dental, and life insurance — through a top-tier HMO, set up in days, and managed entirely for you.
Your VA's card arrives ready to use — no corporate account required.
The benefits that keep your best people healthy, secure, and on your team for years.
Full HMO coverage through PhilCare's nationwide network of hospitals and clinics — consultations, lab work, and inpatient care.
Dental services come standard in every plan. Cleanings, extractions, and consultations — no add-ons, no upsells.
Every covered member receives ₱100,000 in life insurance, included at no additional cost. Real peace of mind for their family.
We handle the paperwork, the provider, and the follow-up. You just say yes.
Tell us who you are and who you'd like covered. It's a short form — no corporate entity in the Philippines required.
We reach out to your team member directly and gather everything the HMO needs. You're copied, never burdened.
Your VA receives their PhilCare card and is ready to use their coverage — medical, dental, and life insurance active.
Benefits aren't a perk in the Philippines — they're the difference between a VA who stays and one who's always interviewing.
Health coverage is one of the top reasons Filipino remote workers leave for agency jobs. Close that gap and keep your best people.
A VA who isn't worried about a hospital bill is a VA who's focused on your business. Healthy teams simply do better work.
Your VA shows up for you every day. A few dollars a month says you show up for them too — and they never forget it.
No. That's the whole point of Homebased Advantage — we make HMO coverage available to individual employers and their homebased contractors without a Philippine corporate account.
Yes. Our plans include coverage for pre-existing conditions, which is rare for individual policies in the Philippines.
Yes — the program supports both employer-sponsored coverage and freelancers who want to enroll on their own.
Registration takes about ten minutes. Once we've collected your VA's information, cards are typically issued within days, not weeks.
Plans vary by coverage level and the number of people enrolled. Reach out and we'll send current plan pricing the same day.
Tell us about your team and we'll send plan options and pricing today.
Get Plan Options