You register
A short employer form — no Philippine corporate entity, no legal setup, no HR department required.
Real HMO coverage, dental, and ₱100,000 in life insurance for your homebased team in the Philippines — arranged in days, no corporate account required, managed entirely for you.
One package through PhilCare — one of the leading HMO providers in the Philippines — with the inclusions individual policies almost never offer.
Full HMO coverage across PhilCare's nationwide network — consultations, laboratory work, and inpatient care. Pre-existing conditions and COVID-19 covered.
Pre-existing coveredStandard in every plan, not an add-on. Cleanings, extractions, and consultations at network clinics.
Included in every plan₱100,000 in life coverage for every enrolled member, at no additional cost. Genuine security for their family — the kind of benefit people don't walk away from.
₱100,000 · no extra costHealth coverage is one of the top reasons Filipino remote workers leave independent employers for agencies. Offering it flips the equation.
We handle the paperwork, the provider, and the follow-up. Your part takes about ten minutes.
A short employer form — no Philippine corporate entity, no legal setup, no HR department required.
We contact your team member directly and collect everything the HMO needs. You're copied, never burdened.
PhilCare card in hand, coverage active — medical, dental, and life insurance from day one.
No — that's the entire point. We make group-quality HMO coverage available to individual employers and their homebased contractors, without a Philippine corporate account.
Yes. Our plans include pre-existing condition coverage, which is rare for individual policies in the Philippines.
Yes. The program supports both employer-sponsored coverage and freelancers enrolling on their own.
Registration takes about ten minutes, and cards are typically issued within days of enrollment — not weeks.
Pricing depends on coverage level and headcount. Reach out and we'll send current plan options the same day.
Tell us about your team and we'll send plan options and pricing today.
Get Plan Options